Microfinance application in water and sanitation is a burgeoning concept. This paper, which is based on a case study in Ghana, provides a clear case of extending microfinance to water and sanitation businesses.
AFRANE, S.K. ; ADJEI-POKU, B. (2013): Expanding the Frontiers of Microfinance in the Service of the Poor. In: International Journal of Academic Research in Business and Social Sciences: Volume 3 , 129-141. URL [Accessed: 23.06.2019]
The purpose of these project management guidelines is to help you to organise, plan and control your projects. They are designed to help you to maximise the potential for your projects to succeed by helping you address each element of your project at the right time and to the right level of detail for the size and complexity of your project.
BERR- DEPARTMENT FOR BUSINESS, ENTERPRISE AND REGULATORY REFORM (2007): Guidelines for Managing Projects. London: BERR URL [Accessed: 23.06.2019]
This case study investigates how household financing for sanitation can be mobilised via microfinance institutions and commercial banks in order to accelerate sustainable access to sanitation facilities and/or services.
TREMOLET, S. KUMAR, T.V.S.R. (2013): Evaluating the Potential of Microfinance for Sanitation in India. London: Sanitation and Hygiene Applied Research for Equity (SHARE) URL [Accessed: 23.06.2019]
The aim of this study was to assess the use of traditional microfinance methods as an innovative approach to the development of Obizi Regional Water Supply Scheme in Aguata, Nigeria.
EZENWAJI, E.E. ; ENETE, I.C. (2013): The Use of Traditional Microfinance Method as an Innovative Approach to the Development of Obizi Regional Water Supply Scheme in Aguata, Nigeria. In: Hydrology: Volume 1 , 18-25. URL [Accessed: 23.06.2019]
This paper shows how local microfinance activities such as revolving funds, community rotating savings and credit associations (ROSCAS) work for improving water and sanitation in Ghana. In addition, other examples of local microfinance mechanisms for water and sanitation from Cambodia, Uganda, Cote d'Ivoire and India are provided.
AGBENORHERI, M. FONESKA, C. (2005): Local Financing Mechanisms for Water Supply. Background Report for WELL. URL [Accessed: 23.06.2019]
ThisFactsheet will help you to develop your own Gantt Chart for your project.
TASMANIAN GOVERNMENT PROJECT MANAGEMENT FRAMEWORK (2008): Project Management Fact Sheet: Developing a Gantt Chart, Version: 1.2. . URL [Accessed: 23.06.2019]
This eBook helps you to manage projects more successfully by describing each of the steps in the project lifecycle.
METHOD123 (2003): Project Management Guidebook. URL [Accessed: 23.06.2019]
Given the low willingness to pay for latrines with cash, efforts to sell latrines at market price without any financing mechanism will lead to continued low penetration. The major implication of this study is that offering microfinance loans for latrines will dramatically increase uptake of latrines, while also making distribution significantly cheaper per latrine sold.
SHAH, N.B. SHIRRELL, S. FRAKER, A. WANG, P. WANG, E. (2013): Understanding Willingness to Pay for Sanitary Latrines in Cambodia. Findings from Four Field Experiments of iDE Cambodia's Sanitation Marketing Program. Denver: iDE URL [Accessed: 23.06.2019]
The purpose of this manual is to create a new synergy by bringing together project management practices and socio-economic and gender issues within the conceptual framework of SEAGA. The manual is principally written for practitioners at the operational level in government, NGOs, Civil Society Organisations and the private sector. It presents a set of case studies for the planning of a project.
BISHOP, C. SEAGA (2001): Project Cycle Management, Technical Guide. Rome (Italy): Food and Agriculture Organization of the United Nations (FAO), Socio-Economic and Gender Analysis (SEAGA) Programme URL [Accessed: 21.06.2019]
This case shows how the members of Malawi Homeless People's Federation make monthly savings of at least 0,14 USD towards a pool fund called Mchenga fund. It finances their development needs according to the priorities of the members.
KHATAZA, R. (2008): A $ 0,14 toilet in a month: Financing Urban Eco-Sanitation through Group Savings in Malawi. Malawi: Centre for Community Organisation and Development (CCODE) URL [Accessed: 21.06.2019]WaterCredit is an initiative of Water.org that puts microfinance tools to use in the water and sanitation (WASH) sector. It is the only comprehensive, multi-country program of its kind that connects the microfinance and WASH communities to scale up access to credit and capital for individual- and household-based water and sanitation needs.
This document provides information on saving mechanisms such as community-based saving and credit groups in Cambodia, savings and credit systems in Laos and the history of saving and credit programs in Vietnam
ESCAP UN (n.y): Urban Community-based-Savings-and-Credit Systems in Cambodia, Lao People's Democratic Republic and Vietnam. Economic and Social Commission for Asia and Pacific (ESCAP) URL [Accessed: 21.06.2019]
This document describes the basic model of saving groups, its origin and variation in saving methodology. It also explains how these groups complement microfinance and provides lessons for the replication of the model.
ALLEN, H. PANETTA, D. (2010): Saving Groups: What are they? The SEEP Network Savings-Led Financial Services Working Group. The Small Enterprise Education and Promotion Network (SEEP) URL [Accessed: 21.06.2019]
This brief examines two promising project activities in the micro-finance sector under the Creating Sanitation Market Initiative (CSMI), a multi-stakeholder initiative led by the Water and Sanitation Program (WSP) of the World Bank in Peru: 1) in Cusco, activities with the Caja Municipal de Ahorro y Crédito del Cusco (CMAC Cusco) a Municipal Savings and Loan Fund owned by the municipal government of Cusco; and 2) in Cajamarca, activities to establish Village Banks that administer loans for household sanitation improvements. The brief was prepared with support from the USAID-funded Hygiene Improvement Project, a CSMI partner.
USAID HIP ; WSP (2010): Peru Case Studies in Sanitation Microfinance. (= Research Brief ). Washington DC: Water and Sanitation Program (WSP) URL [Accessed: 21.06.2019]
This guide contains useful sections on project identification, design, appraisal and also proposal preparation.
BISHOP, C. SEAGA (2001): Project Cycle Management, Technical Guide. Rome (Italy): Food and Agriculture Organization of the United Nations (FAO), Socio-Economic and Gender Analysis (SEAGA) Programme URL [Accessed: 21.06.2019]
The logical framework is presented as a conceptual and analytical tool for undertaking sector analysis, project planning, and project management. This guide emphasises the basic concepts and underlying processes inherent in applying the logical framework. This guide uses a simplified example from the transport sector to illustrate these concepts and processes.
SALDANHA, C. WHITTLE, J. (1998): Using the Logical Framework for Sector Analysis and Project Design: A User’s Guide. Manila: Asian Development Bank URL [Accessed: 21.06.2019]
This research seeks to identify the best performing approaches and the relevant factors and issues to consider in designing a sanitation financing strategy. The report offers guidance to sector professionals developing on-site sanitation projects and programs, which play a leading role in providing access to sanitation. The study compares alternative financing approaches based on a set of common indicators, including in terms of the effectiveness in the use of public funds and targeting.
TREMOLET, S. KOLSKY, P. PEREZ, E. WSP ; THE WORLD BANK (2010): Financing On-Site Sanitation for the Poor. A Six Country Comparative Review and Analysis. (= Technical Paper ). Washington DC: and Sanitation Program (WSP) and The World Bank URL [Accessed: 21.06.2019]
This report compares the capital expenditure and the operational and maintenance expenditure for sanitation facilities in rural and peri-urban areas in Burkina Faso. It presents the magnitude of the relative cost of different types of sanitation infrastructures such as the VIP toilet, the Ecosan urine diverting toilet, the pour-flush toilet and the traditional pit latrine.
KLUTSE, A. BOURAIMA, Z. AMEGNRAN, C. (2010): Sanitation Costs Analysis in Burkina Faso. (= IRC Symposium Pumps, Pipes and Promises ). Ouagadougou : URL [Accessed: 21.06.2019]
These guidelines present the Logical Framework Approach, with the analysis of the situation and how to prepare the related matrix.
AUSAID (2005): AusGuidelines 3.3 The Logical Framework Approach. Sydney: Commonwealth of Australia URL [Accessed: 21.06.2019]